Time is life and life is time, that is why it is called lifetime. What you do with your time determines what you see in your bank account. Why are you online now? How is it helping your life, money and productivity? See ehn, you have no business doing any stupid chat if you are broke. Yes I am going to be hard on you! If I have to knock your head, shake it and reset it so that you can succeed, I will do it, because I need to help you get out of this situation. If you are broke, the only reason you should be chatting online is to increase your sphere of influence, respond to clients or market and promote your products and services. If you are a guy here and you are using your time to chase after girls and your bank account is red, shame on you. You better wake up and get serious with your life. You won't like me for this. I am not here to be liked. I am here to push you as your coach. I am not your Chief Value Officer for nothing. The only thing the rich and the poor all have equally is 24 hours. How they use it is what makes the difference. If you sleep for 8 hours daily, you would have ended up sleeping 121 days out of the 365 days of the year (Do the maths) 121 days of sleep! Even the Doctors that tell you to sleep 8 hours don't sleep for that long! Ask any medical student if they sleep for 8 hours. That student will just fail in flying colours. Will it be hard at beginning. I bet it will. Your body will resist it but just like every other new habit, it will get used to it. Am I saying you shouldn't rest well, please rest after you've done productive work. Sleep is not just for enjoyment, sleep is for regaining strength for more productive work. You better be hard on yourself or life will be hard on you! The truth of the matter is... Making money is hard, staying broke is also hard, choose your hard. Hope you got Value?