First Bank of Nigeria, one of Nigeria’s oldest and leading banks has been working on satisfying the needs of customers for decades with different schemes and initiatives created to address the needs and challenges of those who bank with them. The First Bank of Nigeria has loan products that account holders of the bank can benefit from and one of such is the personal loan for salary account. The Personal Loan against salary structure is designed to help you cover pressing financial obligations and needs before pay-day arrives. It helps solves money issues that salary earners might be facing due to lack of money at hand for both major and minor issues and expenses. Here Is What You Need To Know About First Bank Loan: You get up to 36 months repayment option, subject to a retirement age of 60 years and the Repayment Structure is Flexible. A guarantor is not required The processing time is quick Equity contribution is not required. Minimum documentation is required Your Salary account must be domiciled with First Bank for the period the facility is in place and the loan offers flexible repayment structure You may be thinking about what it takes to apply to become a beneficiary of this program. The good news is here are the documents you need to have in order to apply: Application letter Personal Loan Application form. You can get this by visiting this link: Statement of accounts Applicant’s letter of total emolument Confirmation of applicant’s employer on FBN approved list Letter of irrevocable domiciliation of salary for the duration of the facility. After all, these documents have been gathered and you have completed the form, you submit them at the nearest First Bank branch for processing. These are all that is required of you in order to access the First Bank Personal loan and good luck on your application for funds to cater to your needs.