Good people of naijaworld... Please, I beseech you, keep calm and read this to the end. I type this in utter gloominess coupled with a heavy heart as my hope of seeking a better life for myself and my family is about to be dashed. As a self-acclaimed cultured lad, I know too well than to burrow around as I understand things are hard, generally. I have only come here as a last resort. I am caught in the middle of applying for a program in the US and the stage I am currently requires I take an exam worth #50, 000.